Oregon Auto Insurance Requirements and Coverage - Portland
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Oregon has the 40th greatest number of uninsured drivers on the road accounting for 10% of drivers*
Minimum requirements
- $25,000 bodily injury coverage for one person in one accident
- $50,000 bodily injury coverage total per accident
- $20,000 property damage coverage per accident
Penalties for driving without insurance
- Fines, suspension of license and possible impoundment of vehicle
- If convicted of driving uninsured you must file form SR-22 with the DMV for 3 years
- The SR-22 is a certificate of financial responsibility that your insurance company will file with the Department of Motor Vehicles (DMV)
Requirements for older drivers
- Starting at age 50 drivers must undergo a vision test before renewal