Ohio Auto Insurance Requirements and Coverage - Cleveland
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Ohio has the 13th greatest number of uninsured drivers on the road accounting for 16% of drivers*
Minimum requirements
- $12,500 bodily injury coverage for one person in one accident
- $25,000 bodily injury coverage total per accident
- $7,500 property damage coverage per accident
Penalties for driving without insurance
- Fine of $150 for first violation
- Fine of up to $650 for subsequent violations
- Possible suspension of license plates and registration
- Loss of driving privileges for a maximum of 2 years
Unlike most other states there are no additional requirements for older drivers