Nevada Auto Insurance Requirements and Coverage - Las Vegas
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The simplest way to keep your car insurance rates low is by driving safely and obeying all traffic laws. At Find the leading auto insurance companies, with great service, low rates and flexible payment plans at SegurosDeAutos.com, the specialty company providing easy access to the Spanish language market.
Nevada has the 27th greatest number of uninsured drivers on the road accounting for 13% of drivers*
Minimum requirements
- $15,000 bodily injury coverage for one person in one accident
- $30,000 bodily injury coverage total per accident
- $10,000 property damage coverage per accident
Penalties for driving without insurance
- Suspension of registration and a reinstatement fee which varies upon the length of time insurance has lapsed:
- 30 days or less $250
- 31-90 days $500
- 91-180 days $750
- 181 or more days $1,250
- Second offense reinstatement fees:
- 30 days or less $500
- 31-90 days $1,000
- 91-180 days $1,000 and must obtain an SR22 filing
- 181 or more days $1,500 and must obtain an SR22 filing
- Third offense:
- 30 days or less $750 and minimum 30 day license suspension
- 31-90 days $1,250 and minimum 30 day license suspension
- 91-180 days $1,500 and minimum 30 day license suspension and must obtain SR22 filing
- 181 or more days $1,750 and minimum 30 day license suspension and must obtain SR22 filing
The SR-22 is a certificate of financial responsibility that your insurance company will file with the Department of Motor Vehicles (DMV)
Requirements for older drivers
- At age 71 renewals must be made in person unless a doctors note is provided for proof of vision test