Illinois Auto Insurance Requirements and Coverage - Chicago
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Illinois has the 18th greatest number of uninsured drivers on the road accounting for 15% of drivers*
Minimum requirements
- $20,000 bodily injury coverage for one person in one accident
- $40,000 bodily injury coverage total per accident
- $15,000 property damage coverage per accident
Penalties for driving without insurance
- The license plates of first time offenders will be suspended until a $100 fee and proof of current insurance is provided
- Repeat offenders will have plates suspended for four months and have to pay a $100 fee and provide proof of current insurance
Requirements for older drivers
- At age 75 drivers must take and eye and road test
- At age 81 drivers must renew every 2 years
- At age 87 drivers must renew annually