Hawaii Auto Insurance Requirements and Coverage - Honolulu
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The simplest way to keep your car insurance rates low is by driving safely and obeying all traffic laws. At Find the leading auto insurance companies, with great service, low rates and flexible payment plans at SegurosDeAutos.com, the specialty company providing easy access to the Spanish language market.
Hawaii has the 30th greatest number of uninsured drivers on the road accounting for 11% of drivers*
Hawaii is a no-fault car insurance state so each driver’s injuries will be paid by his or her own personal injury protection (PIP) regardless of fault.
Minimum requirements
- $10,000 bodily injury coverage for one person in one accident
- $20,000 bodily injury coverage total per accident
- $10,000 property damage coverage per accident
Penalties for driving without insurance
- If you get pulled over and your insurance has expired or you do not have proof of insurance in your vehicle you will be issued a citation
- If you are pulled over with no insurance you will be required to turn over your plates and registration to your county director of finance and not have them returned until the fines have been paid and insurance is updated
Requirements for older drivers
- Starting at age 72 licenses must be renewed every 2 years as opposed to 8 years