Arkansas Auto Insurance Requirements and Coverage - Little Rock
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Arkansas has the 10th greatest number of uninsured drivers on the road accounting for 16% of drivers*
Minimum Requirements
- $25,000 bodily injury coverage for one person in one accident
- $50,000 bodily injury coverage total per accident
- $25,000 property damage coverage per accident
Penalties for not having insurance in Arkansas
- First offense a fine of 50-250 dollars
- Second offense a fine of 250-500 dollars
- Third or subsequent offense a fine of 500-1000 dollars and/or up to one year in jail
Unlike most states at this time there are no additional requirements for older drivers.