Alabama Auto Insurance Requirements and Coverage - Birmingham
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Alabama has the 6th greatest number of uninsured drivers on the road accounting for 22% of drivers*
In Alabama the minimum requirements for liability insurance are as follows
- $25,000 bodily injury coverage for one person in one accident
- $50,000 bodily injury coverage total per accident
- $25,000 property damage coverage per accident
If an individual is convicted of a violation they may be fined up to five hundred (500) dollars for a first offense, and up to one thousand (1,000) dollars and/or a six month suspension of their license for all subsequent offenses. As well as these fines the following penalties are enforced:
- Pay a two hundred (200) dollar fee and purchase insurance
- For a second, and all subsequent violations, your vehicle registration will remain suspended for four months after which you must pay a fee of four hundred (400) and purchase insurance.
Unlike most states there are no additional requirements for older drivers at this time.